When leasing a car, it’s easier to stick with the same company for your auto insurance. What you don’t know, however, is that you may end up
paying too much for your coverage and it’s better to look elsewhere for
When you lease, the vehicle that you will drive belongs to the leasing
company. They want to make sure that their investment is covered in the
event the vehicle gets damaged, totalled or stolen. They typically want
to get covered for the difference between what your auto-insurer pays and
your outstanding leasing obligations at the time of the accident or
damage. This is called GAP, short for Guaranteed Auto Protection, and is
usually included in the leasing contract.
If your leasing company is called BMW Financial Services, Chrysler
Financial or any other finance division of an automaker, then chances are
your GAP insurance will be offered by the same lease company.
You are under no obligation to accept GAP insurance included as part of
your lease agreement. Why pay an insurance premium if you could get the
same coverage for a lower price?
Invest some time shopping by comparing quotes from other insurance
companies, including your existing one. Ask for discounts that you already
qualify for and adjust your coverage accordingly.
Originally posted 2008-10-03 03:05:19. Go Home page
Fixing an automobile has always been a job that has typically been left for autorepair shops. But as more automobiles have become more user-friendly, and as more people have not been afraid to get underneath the hood of a car, fixing automobiles has been an issue that many people directly deal with on a regular basis. Even though many times individuals have trouble finding just what auto parts are needed to fix a car, the answer is usually right under their noses. It’s true, however, that there are probably more auto parts underneath the hood of your car than you’ll ever want to know about. Still, the fact remains that auto repairs are inevitable and finding just which auto parts that you need is more difficult than finding a needle in the haystack.
Process of Elimination
One way in which individuals usually go about finding which auto parts they need to repair within their car is by process of elimination. By figuring out which auto parts work by doing simple tests, one is able to figure out whether they need a fuel filter, new fuel pump, or whether the whole starter of the car is just going out. The basic process, though, is to start small, fixing the auto parts that are the smallest and least expensive, to tell whether or not the problem was there. This process of elimination is very useful for figuring out the types of auto parts that one generally needs to fix their cars and works wonders for a whole lot of problems.
Another method that people generally use to figure out which auto parts they need to replace is to ask others who have had the same problem. People who routinely work on cars may know the problem right off the bat, which would save some trouble replacing the auto parts that don’t need replacing. However, one downside to trusting someone else about your car is that they just may be wrong when telling you what auto parts they think needs replacing. On the other hand, there isn’t usually much of a choice when it comes to fixing your vehicle, and chances are that the parts you replace now will eventually have needed to be replaced anyway.
Getting Opinions and Estimates
There are plenty of people who decide to take their cars to automobile repair shops to have their cars fixed. But other decide to step into a repair shop just so that they’re able to get a professional opinion on the auto parts that they need to fix. Chances are that the service fee for giving an opinion about what needs to be changed won’t be very expensive, but this is a very good way to be sure of which auto parts need to be changed in order for the car to start
Originally posted 2009-12-25 23:20:24. Go Home page